Anjouan Offshore Finance Authority

Overview

Anjouan is an island in the Union of the Comoros, and its Offshore Finance Authority issues gambling licences at ~$25,000 setup + $8,000/year. There is essentially no regulatory infrastructure comparable to MGA or UKGC: no mandatory RG, no player-fund protection, no ADR, no complaints portal that resolves cases. Operators pick Anjouan when they need "a licence" for banking or payment-processor requirements without meeting any real compliance bar.

Player protections in place

• Basic AML compliance in principle; enforcement uneven
• No mandatory player-fund segregation
• No mandatory RG tools
• No ADR / dispute portal
• RTP disclosure not required

How to file a complaint

The Anjouan authority does not run a functioning player-complaints portal. Dispute path is effectively through the operator itself, or through public reputation sites (AskGamblers, Casino Guru, Trustpilot). Formal legal action would require litigating in Comoros — impractical for consumer disputes.

Red flags to watch

• Anjouan is often the sole licence for operators that have been kicked off Curaçao
• Bank withdrawals rarely available; crypto-only
• Terms rewritten frequently
• Bonuses without clear T&C page

Typical player-side issues

• Withdrawal reversals without explanation
• Frozen accounts triggered by unexplained "security" checks
• Escalating KYC demands for arbitrary documents
• RTP swaps and game removals mid-session

Our take

Avoid Anjouan-only operators unless you understand that you have zero recourse if the operator misbehaves. Never deposit more than you would be willing to lose to a stranger. If a brand you liked moved from Curaçao to Anjouan, that is a downgrade — treat it as a warning signal.

Casinos we track on this licence

See our dispute-resolution glossary entry for the full escalation sequence and our withdrawal process guide for how licence quality shows up in real cashouts.